Want to know more about equity release?
Watch our two-minute that will explain how equity release could work for you.
Would you like to know more, call us on 0800 999 3339 or book a call back.
Richard has been voted ‘mortgage adviser of the year’ and won numerous industry awards.
Tom is an accredited later life Lending professional with The London Institute of Banking & Finance.
See how much you could release with our simple lifetime mortgage calculator.
"Richard Wylder is an amazing Mortgage advisor. He is extremely helpful, pleasant, friendly and unbelievably efficient. The whole process was completed very quickly. Throughout it was very easy to get hold of him and ask questions. The solicitors they used were also excellent. Richard made it a really easy and stress-free process. I highly recommended him."
Equity release, often called a ‘lifetime mortgage’, lets you unlock tax-free cash from your home without needing to sell or move. It allows you to borrow against your home’s value or sell part of it in exchange for a lump sum or regular income. Many plans also offer the flexibility to withdraw additional funds later if needed. Available to homeowners aged 55 and over, equity release can be used whether you own your home outright or still have a mortgage, which must be cleared with the funds released.
Absolutely. Equity release is fully regulated by the Financial Conduct Authority (FCA), we adhere to strict industry standards designed to protect customers. With a lifetime mortgage, you or your estate will never repay more than the home’s sale value, provided it is sold for the best possible price.
The money is yours to spend however you like. Upgrade your home, treat yourself to a new car, settle debts, or simply enjoy greater peace of mind during retirement. The choice is entirely yours.
Here are a few of the most common reasons people choose equity release.
Repaying
University or weddings At Equity Release and Mortgage Partnership Berkshire, we’re dedicated to offering personalised advice on mortgages and equity release. With years of experience behind us, our goal is to help you make confident and informed decisions about your financial future. Whether you’re thinking about unlocking the value of your home or searching for the right mortgage deal, we provide clear and simple guidance every step of the way.
Our focus is on helping you secure a stable financial future, and we’ll be with you through every stage of the process. With a professional yet personal approach, we’re here to support you in building a brighter and more secure tomorrow.
We compare a variety of plans to find the one that suits you best.
From start to finish, we handle the admin, saving you time and stress.
With a strong reputation for reliable advice and outstanding service, you’re in safe hands.
Here’s what to expect when you work with us for equity release, if you live in Berkshire.
You get in touch for a no-obligation chat, either over the phone or face to face. Your adviser will explain how equity release works, answer initial questions, and check whether it could be suitable.
If equity release looks appropriate, your adviser will carry out a full assessment of your circumstances and recommend a plan tailored to your needs.
Your chosen lender will arrange an independent valuation of your home. This confirms the property value and the final amount you can release.
You’ll receive independent legal advice from a solicitor of your choice. They’ll explain everything in plain English and handle the legal side before completion.
Once everything is approved, your equity is released to you as a lump sum, smaller amounts, or a mix of both. You remain the owner of your home for life, with no mandatory monthly repayments.
You’re supported at every stage, and you’re free to stop the process at any time.
YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY DEBT SECURED ON IT.
Equity Release and Mortgage Partnership Ltd is directly authorised and regulated by the Financial Conduct Authority (FCA) and is entered on the financial services register http://register.fca.org.uk under reference 986900. Privacy Notice. Update cookies preferences
© Copyright . All rights reserved.
